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Joyce
His name is like a girl's name but he is proud and shouts to say, “I am a man”. Joyce is 46 years of age with two children in school. His wife is a housekeeper and manages their computer shop business, selling gadgets, encoding and printing services. She usually earns PHP 8,000 monthly and uses that for their children's allowances.

Joyce manages his rice farming business. His business serves as additional income for his family enabling them to meet their needs. Joyce needs additional capital for his farming business. He is requesting a loan to buy hybrid seeds, fertilizers, insecticides and herbicides for farming. In the future, Joyce wants to see himself as a successful entrepreneur in the business he has now and the business he may have someday.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1231
    View loans »
    Philippines Loans Fundraising
  • $57,800,425
    Funds lent in using Kiva
  • 42.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Joyce to buy hybrid seeds, fertilizers, insectides and herbicides.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 3, 2011
Listed
Aug 29, 2011
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2011