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Mr. Khim is a 33-year-old flexible man who resides in the Reussey Keo commune of Phnom Penh City. He has two single children and both of them are still attending the local school, depending upon his daily income.

Mr. Khim is a tuk tuk (a motorcycle-based taxi) driver. He has run this service since 2008 and he makes a profit of around 10 USD each day to cover his family’s needs. Mr. Khim has a good manner and he is able to apply this good point to his clients and other people around him, so that is certainly why he increases his income from day-to-day. To generate more income, Mr. Khim’s wife is employed in the industry sector as a garment factory worker. Mr. Khim would like to ask for a loan from HKL and Kiva to repair his old house.

In the future, Mr. Khim will use any increase in income to rebuild his old house and some percentage of it to support his school-going kids to finish a high level of education.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Khim to repair his old house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 27, 2011
Sep 4, 2011
Currency Exchange Loss:
Jan 23, 2013