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“Success is the fruit of patience and hard work,” Emiliana says. She is 41 years old, married and blessed with three school-aged children. She and her husband manage their large crop of rice. They have been in this business for 15 years.

Emiliana said that she has no other wealth to offer her children than education. Emiliana and her husband are doing their best and continuing to work hard for their future. She always wished to find somebody who would lend at a low interest rate to reduce her expenses in farming and increase her income.

Emiliana wants to borrow her first loan of PHP 25,000 to purchase fertilizers and herbicides and pay for the land preparation of her farm. She hopes that her patience and hard work will lead her to success as borrower and a farmer.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 2078
    View loans »
    Philippines Loans Fundraising
  • $61,219,850
    Funds lent in using Kiva
  • 42.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Emiliana to purchase fertilizers and herbicides and pay for land preparation.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Aug 3, 2011
Aug 29, 2011
Currency Exchange Loss:
Dec 17, 2011