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Joel is 28 years old and lives in the Philippines. He is single.

Joel has a food shop that sells snacks like banana cakes, pancakes, banana & sweet potato cues. He has had this business for three years. He requested a loan for PHP 9,000 to buy raw ingredients for making snacks.

Joel has been a member of HSPFI since 2011. In the future, Joel hopes to improve his business.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 689
    View loans »
    Philippines Loans Fundraising
  • $63,141,900
    Funds lent in using Kiva
  • 42.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Joel to buy raw ingredients for making snacks.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 24, 2011
Aug 29, 2011
Currency Exchange Loss:
Jun 15, 2012