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Buenísimos Group
In this Group: Rosa Esmeralda, Julia, Erick
The "Buenísimos"groups is made up of three hard-working and enterprising people. One of them is Rosa Esmeralda, who has been selling fresh fruit and vegetables for the last 30 years. She invests about 11,000 córdobas monthly into her business, and sells about 18,800 córdobas worth monthly.

With the loan, she is going to buy a large amount of seasonal fresh fruit and vegetables.

The other members are Julia who sells enchiladas, plantains, rice pudding, milk pudding, etc., and Erick, who sells clothes (trousers, blouses, shorts).
View original language description ↓
El grupo los Buenísimos lo conforman tres personas trabajadoras y emprendedoras una de ellas Rosa Esmeralda quien vende cosechas de frutas y verduras desde hace 30 años. Ella en este negocio invierte alrededor de 11, 000 córdobas mensuales y vende 18,800 córdobas mensuales.
Ella con el crédito compra mayor cantidad de cosechas de frutas y verduras de temporada.
Las otras integrantes son Julia quien vende enchiladas, platanitos, arroz con leche y torta de leche…etc. y Erick vende ropa (pantalones, blusas, chores)

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 22.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Buenísimos Group's $1,175 loan helped a member to buy fresh fruit and vegetables.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 15, 2011
Aug 29, 2011
Currency Exchange Loss:
May 15, 2012