Santa Rosa De Lima Group
Señora Lucia says that this is her second year in a Pro Mujer communal bank. She joined at the invitation of a promoter. She currently has a business dealing with spare parts for vehicles. She has had this business for seventeen years.
The loan that she will now take out is to increase her merchandise (with the purchase of vehicle spare parts) which she purchases from a distributor and then sells in her stall. This work allows her to generate an income to support her family where possible, as she is in a common-law marriage and has seven children.
When asked what she likes about Pro Mujer, she replies that she likes everything.
Señora Carmen is not in the photo, as she was at a medical appointment.
La señora Lucia indica que es el segundo año que integra una asociación comunal en Pro Mujer, ingresando por invitación de una promotora. En la actualidad ella tiene un negocio de venta de repuestos de movilidad, que viene trabajando hace diez y siete años atrás.
El crédito que sacará ahora es para aumentar su mercadería (compra de unos repuestos de movilidad) que compra de la distribuidora y posterior lo comercializará en su puesto. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en concubinato y tiene siete hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta todo.
En la fotografía no aparese la sseñora Carmen, ya que se fue a consulta médica
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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