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María Elva
María Elva lives with her partner and their children. She has a store in her house where she sells all kinds of basic products, such as chips, bread, cookies, and juices, among other things. She has acquired many new customers lately because she always has what people need at accessible prices. Also, María offers them excellent service. Because her charisma and friendliness, she tends to her customers joyfully. María Elva thinks that if we are the owners of our destiny, then we are the owners of our happiness. The increase in demand at her store has motivated María to make her business grow. So, she is requesting a loan from INTEGRAL that would allow her to buy basic grains, sweets, soft drinks, bread, and medicines at wholesale price so that she can generate greater earnings. María Ela has confidence that in this way she will be able to achieve economic security in her home and a better life for her family.
View original language description ↓
María Elva vive con su compañero D. vida y sus hijos. Ella posee una tienda en el lugar D. su residencia donD. venD. todo tipo D. productos D. primera necesidad, churros, pan, galletas, jugos entre otros, se ha hecho D. mucha clientela últimamente pues ella siempre tiene lo que la gente necesita a precios realmente accesibles además María les ofrece un servicio excelente pues su carisma y amabilidad la impulsan a recibir a su clientela con gran alegría, María Elva piensa que si somos dueños D. nuestro destino, somos dueños D. nuestra felicidad; el aumento D. la demanda en la tienda ha impulsado a María para hacer crecer el negocio, es por eso que le solicita a INTEGRAL un crédito que le permita comprar, granos básicos, golosinas, bebidas, pan, medicinas al por mayor a fin D. obtenerlos a precios bajos para generar mayores ganancias. María Elva tiene confianza que D. esta forma lograra llevar seguridad económica a su hogar y una mejor vida para su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 710
    View loans »
    El Salvador Loans Fundraising
  • $28,234,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped María Elva to buy basic grains, sweets, soft drinks, bread, and medicines.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 1, 2011
Aug 28, 2011
Currency Exchange Loss:
Sep 15, 2012