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Dukore Twitezimbere Group
In this Group: Pascasie, Philippe, Agnès, Felicite, Elisabeth, Dorocella, Dativa, Marie Louise, Epiphanie, Clementine
Drocelle (the third woman from the left, with the red jumper) is part of the group Dukore Twitezimbere. Born in Rwanda, she is 46 years old and is married with 5 children between the ages of 7 and 25, two of whom go to school. She herself has 7 years of primary school education.

Drocelle is a farmer and this is her first loan cycle with ACB. She will use the loan to buy 300 kgs of potatoes and a 30-liter bag of NPK fertilizer, and to pay the labourers.

Over the next few years, Drocelle would like to become a large farmer and she plans to grow her business by buying more fields to increase crop production. She would also like to buy 2 cows for her family, and pay for her children´s university education.
Drocelle (la troisième dame à gauche avec le tricot rouge) fait partie du groupe DukoreTwitezimbere. Elle est née au Rwanda et a 46 ans. Elle est mariée et elle a 5 enfants de 7 à 25 ans, dont 2 scolarisés. Son niveau d’éducation est 7 ans de primaire.

Drocelle est agricultrice. C’est son premier cycle de prêt avec ACB. Elle va utiliser son crédit pour acheter 300 kgs de pommes de terre, 1 sac de fertilisants(NPK), 30L et payer la main d’œuvre.

Sa stratégie pour la croissance de son business est d‘augmenter la capacité en achetant d’autre champs. Dans les prochaines années, Drocelle voudrait devenir une grande agricultrice, acheter deux vaches pour sa famille et payer les frais d’études universitaire pour ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 64
    View loans »
    Rwanda Loans Fundraising
  • $15,267,900
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Dukore Twitezimbere Group's $1,700 loan helped a member to buy 300 kgs of potatoes and a 30-liter bag of NPK fertilizer, and to pay the labourers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Aug 19, 2011
Aug 25, 2011
Currency Exchange Loss:
Mar 15, 2012