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Haknazar lives in a city in Tajikistan together with his family, and has been devoted to growing agricultural crops for many years. His wife and children help him with this business. Haknazar requested a loan in the sum of $3000 for the purchase of seeds and fertilizers. This would allow him to make a large profit, which would in turn, allow to improve his family's quality of life. In the future, he wants to expand his land for sowing and, thus, provide his children with their own business.
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Хакназар живет в городе Таджикистане вместе со своей семьей, и в течение многих лет посвящает себя к выращиванию сельхозпродукции. Ему в этом бизнесе помогают жена и дети. Хакназар попросил займ в размере $3000 долларов США для покупки семян и удобрений. Это позволит ему сделать большую прибыль, которая в свою очередь, позволит улучшить условия жизни семьи. В будущем он хочет расширить свою землю для посева и таким образом обеспечить своих детей своим собственным бизнесом.

More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit:

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 114
    View loans »
    Tajikistan Loans Fundraising
  • $29,875,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Haknazar purchase of seeds and mineral fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 11, 2011
Sep 1, 2011
Currency Exchange Loss:
May 18, 2012