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James is 45 years old and lives in San Vicente Bajo, Oroquieta City. He is married with one child.

To earn a living, James has a business selling items such as rice, corn, canned goods, soft drinks, noodles, vegetable oil, toyo (soy sauce), cigarettes etc. He earns about PHP 1,500 each month doing this type of work. James has requested a loan of PHP 7,000 to purchase stocks for his grocery store. James has been a member of PMPC for one year. In the future, James would like to have a big grocery store.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 714
    View loans »
    Philippines Loans Fundraising
  • $63,203,625
    Funds lent in using Kiva
  • 42.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped James to purchase stock for his grocery store.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 4, 2011
Sep 3, 2011
Currency Exchange Loss:
Dec 15, 2012