Sahib is a 47-year-old man who runs his own café. He has six years of experience in this field. Sahib's brother helps him. He serves clients with tea and dinner -- the most popular is the national meal made of meat. Sahib would like to improve his café and applied for a 1,000 Azerbaijani New Manat (AZN) loan.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.