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Shazia's Group
In this Group: Shazia, Kiran, Sangeeta Bibi, Shukria Parveen, Itrat Fatima
Shazia is married and her husband deals in traditional Punjabi foods called samosay and pakoray. He has very good taste in his food and people from different areas of the city come to him to buy his products.

Shazia is a housewife who spends her time at home and takes care of her household responsibilities. In her spare time, she supports her husband in preparing samosay (made with gram flour and potatoes) and pakoday (also made with gram flour and served with yogurt & chili sauce).

She is the mother of a 10-year-old son who stays at home with her. Shazia couldn't educate him due to financial constraints.

She has applied for a loan from Kiva partner Asasah for the further expansion of her husband's business. With the loan, he will buy ingredients such as gram flour, spices, and potatoes in bulk to be able to prepare better quality food items to increase his sales and profits.

He has good experience in his business and has been operating it for more than two years. Shazia is confident about the positive growth of her husband's business after the loan investment.

Note: In the photo, the lady with a book (called an Asasah Passbook) is Shazia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 363
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 87.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shazia's Group's $575 loan helped a member to buy ingredients for producing Punjabi food for sale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 22, 2011
Aug 28, 2011
Currency Exchange Loss:
Aug 15, 2012