Muqaddash is 48 and married with 2 children. He sells different products like detergents, cookies and other foodstuffs. He has more than 10 years of experience in this field. His monthly profit is about 150 USD. His son helps him to sell the products. He applied for a loan of 1,500 AZN to purchase more products. He already took a loan from KIVA and because of it, he was able to improve his store and improve his profit. He promises to repay on time.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.