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Lia Vanessa
Lia, age 20, is a young woman who lives in the town of Soledad where she has a business called “Peluquería Ludys”. For the past six years Lia has been offering haircuts, massages, styling, and other services to improve one’s personal and professional image. Her customers include men, women, teenagers, and children. Lia will equip her physical space so that she can operate her salon. She plans to install bars, doors, windows, and lamps. Lia also needs an additional hair dryer and supplies in large volumes such as shampoos, conditioners, and other beauty supplies. For this reason she is applying for a Kiva loan, her first form of financing from Fundación Mario Santo Domingo.


This loan will increase her operating capital so that she can obtain discounts when making bulk purchases with cash, which will result in more income and competitive prices. Her dream is to make her customers more comfortable. The growth of her salon requires her to achieve a better position in the marketplace and to expand her customer base.

View original language description ↓
Lia es una joven de 20 años de edad que vive en el municipio de Soledad, donde tiene un negocio llamado “Peluquería Ludys”, el cual funciona hace 6 años ofreciendo servicios de corte de cabello, masajes, peinados y servicios para mejorar la imagen personal y profesional de hombres, mujeres, jóvenes y niños. Lia planea adecuar el espacio físico donde funciona su peluquería, ponerle rejas, puertas, ventanas, lámparas, y también requiere adicionar un secador y comprar en mayor volumen, champo, enjuagues y otros insumos de belleza. Esta es la razón por la cual acude a su credikiva, primer financiamiento que hace a la Fundación Mario Snto Domingo, pues con ello su capital de trabajo aumentaría y lograría descuentos por compras en volúmenes y de contado, que trasladaría en más ingresos y precios competitivos. Su sueño es lograr el confort de sus clientes, el crecimiento de su peluquería tal cual se requiere para lograr posicionarla en su mercado y agradar a su clientela.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 175
    View loans »
    Colombia Loans Fundraising
  • $12,868,250
    Funds lent in using Kiva
  • 1,778.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Lia Vanessa to buy a hair dryer, shampoos, conditioners, and other beauty supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 17, 2011
Listed
Sep 5, 2011
Currency Exchange Loss:
Covered
Ended:
Sep 15, 2012