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Fernando Bismark
Fernando is 27 years old. He lives in a civil union with his wife in the Pueblo Viejo Canton which is part of Ventanas, in the de los Ríos Province.

He is a member of the Communal Bank "UNIDO SOMOS" ("We Are United"), which is located in the El Marañón district in the Puerto Pechiche parish, which is part of the Pueblo Viejo Canton. This bank works with short-cycle agriculture, growing corn, rice and beans.

Fernando works in agriculture, growing corn, rice and beans. He buys his products at the Karlita agricultural supplies trading center, and sells them at the Castillo trading center.

He is requesting the loan to buy corn, rice and beans, and to buy seeds, urea, supplies, and agricultural manure and liquid fertilizers for the crops.

The support of the loan will help him financially to meet his needs. He faces challenges such as pests and illnesses, and the variability of the climate. With the help of the loan, it will be easier for him to buy supplies.

His dream is to be able to buy machinery for working his fields.

In his free time, he likes to play sports.
View original language description ↓
Fernando tiene 27 años de edad vive en unión libre junto a su esposa en el Cantón Pueblo Viejo perteneciente a Ventanas Provincia de los Ríos.

Los miembros de la V.R.C. UNIDO SOMOS se encuentra ubicada en el recinto El Marañón por la Parroquia Puerto Pechiche perteneciente al Cantón Pueblo Viejo, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz y fréjol.

Fernando se dedica a la agricultura a la siembra de maíz, arroz y fréjol. Compra sus productos en Comercial Agro insumos Karlita y los vende en el comercial Castillo.

Solicita el crédito para sembrar maíz, arroz y fréjol y comprar semillas, urea, insumos y abonos agrícolas, fertilizantes líquidos para los cultivos.

Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima con la ayuda del crédito será más fácil para adquirir los insumos.
Su sueño es poder comprarse maquinaria para poder trabajar en los terrenos. En su tiempo libre le gusta practicar el deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Fernando Bismark to buy corn, rice and beans, and to buy seeds, urea, supplies, and agricultural manure and liquid fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Aug 15, 2011
Aug 29, 2011
Currency Exchange Loss:
Mar 22, 2012