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Clara Virginia
Clara Virginia, 52, and her husband have three children, 25-, 22-, and 14-years old, respectively. They live in Pueblo Viejo, a canton in Ecuador's Los Rios province.

The members of the UNIDOS SOMOS community bank, in Pueblo Viejo, are farmers. They grow maize, rice and beans.

Clara, too, grows maize, rice and beans. She buys her supplies from Agroinsumos Karlita, a farming supply company, and sells her crop at Castillo.

Clara is applying for a loan to buy supplies for her farming business. She needs seeds, fertilizer and other supplies for her next crop.

The loan will help her to support her family. She faces problems such as insects and plant diseases, as well as the vagaries of the weather. Theloan will make it easier for her to buy the supplies she needs for the business. Her dream is to buy a tractor for the farm. In her spare time, she likes to listen to music.
View original language description ↓
Clara Virginia tiene 52 años de edad vive en uniuón libre junto a su esposo y ha sus tres hijos de veinte y cinco, veinte y dos, catorce años de edad en el Cantón Pueblo Viejo perteneciente a Ventanas Provincia de los Ríos.

Los miembros de la V.R.C. UNIDO SOMOS se encuentra ubicada en el recinto El Marañón por la Parroquia Puerto Pechiche perteneciente al Cantón Pueblo Viejo, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz y fréjol.

Clara se dedica a la agricultura a la siembra de maíz, arroz y fréjol. Compra sus productos en Comercial Agroinsumos Karlita y los vende en el comercial Castillo.

Solicita el crédito para sembrar maíz, arroz y fréjol y comprar semillas, urea, insumos y abonos agrícolas, fertilizantes líquidos para los cultivos.

Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima con la ayuda del crédito será más fácil para adquirir los insumos.
Su sueño es poder comprarse maquinaria para poder trabajar en los terrenos. En su tiempo libre le gusta escuchar música.


Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Clara Virginia to buy supplies for her next crop of maize, rice and beans.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 15, 2011
Listed
Aug 28, 2011
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2012