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Mayra
Mayra, who is 22 years old, lives in the municipality of Soledad. She has a daughter, who is 2 years old. There, since 2007, she has sold a variety of merchandise such as perfumes, clothing, and cosmetics through orders placed from catalogs or at exhibits. She sells on credit, with agreements with her customers for payments in two weeks. Her customers include employees, police staff, relatives, neighbors, friends, and people referred to her, who increase every day. When she ventured to begin this business which would generate income for her, she was supported by a relative who lent her money. This was how she started up an important business to sell her products through catalogs, as she has done up to this date, but now she also buys in the commercial zone of Barranquilla from other merchants whose catalog she doesn't have. With her business, she has succeeded in attracting a growing customer base and in buying a display case to exhibit her merchandise in the house of her mother, with whom she lives, along with her brother and her little daughter, whom she dreams of raising to be a successful professional and is the main motivation for her life. Her dream and great challenge is to have a well-located store specializing in cosmetic lines and clothing. With her Kiva loan, her first financing through Fundación Mario Santo Domingo, she will have additional capital to buy clothing and cosmetics for which she has orders, and she wants to do this in a timely manner so that she does not lose customers. Her investment will be successful since she still has orders from her most profitable clients and she will be prepared with her Kiva loan for the seasons in which sales rise, such as the month of love and friendship.
View original language description ↓
Mayra de 22 años vive en el municipio de Soledad y tiene una hija de 2 años de edad. Allí se dedica desde el año 2007, a vender mediante catálogos o exhibidas, mercancías variadas como perfumes, ropa, cosméticos por encargo, en la modalidad de crédito a plazos pactados a 15 días, con sus clientes. Entre su clientela se encuentran empleados, personal de la policía, familiares, vecinos, amigos y los referidos que día a día crecen. Cuando se aventuró a emprender una actividad que le generara ingreso fue apoyada por un familiar quien le prestó dinero, asi fue como se incorporó a una importante empresa para vender mediante catálogos sus productos como lo hace hasta la fecha, pero ahora también compra en la zona comercial de Barranquilla, otras mercancías que no tiene su catálogo. Con su negocio ha logrado captar una creciente clientela y comprar su vitrina, para exhibir la mercancía en casa de su madre, con quien vive en compañía de su hermano y su pequeña hija, con la que sueña ver convertida en una profesional exitosa y es el principal motor de su vida. Su sueño y gran desafío es lograr un almacén bien posicionado, especializado en la línea cosmética y en ropa. Con su credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, logrará tener un capital adicional para comprar ropa, cosméticos que tiene encargados y desea ser oportuna para no perder clientela. Su inversión resultará exitosa porque la hace sobre pedidos de sus más rentables clientes y en una época en la cual repuntan las ventas como el mes del amor y de la amistad, para el cual está preparada con su credikiva.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 268
    View loans »
    Colombia Loans Fundraising
  • $13,343,550
    Funds lent in using Kiva
  • 1,778.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Mayra to buy clothing and cosmetics for which she has orders that she wants to fill in a timely manner.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 3, 2011
Listed
Sep 3, 2011
Currency Exchange Loss:
Covered
Ended:
Aug 15, 2012