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Johanna Marcela
Johanna, aged 20, is a hard working young woman. She takes advantage of her knowledge of beautician services and body mechanics, which she learned during her studies to be a cosmetologist, and puts them to good use for the benefit of the community by providing facials and body treatments. This also allows her to earn her own income.

Her goal is to move to a less domestic market than where she is currently, and to take on contracts with businesses. She has therefore made proposals to business directors that she provide a service for preventing occupational risks by means of her treatments. For this, she needs a massage chair to provide the relaxing massages that her plan requires.

Her dream is to have her own aesthetic and beauty salon in her own home, and with this to be able to support the well-being of her family. Her big challenge was finishing her education, but she had the support of her mother and relatives to be able to succeed at everything she put herself to. Currently, there are many of her dreams that she wants to achieve. Foremost of these is achieving socio-economic stability with her business, so as to
meet the challenges that she must take on in the future.

This is her first financing through the Fundación Mario Santo Domingo, with which which she will buy a massage chair and supplies. These will be used to start commissioning her services for businesses, which are part of the outcome for this investment.
View original language description ↓
Johanna de 20 años es una joven emprendedora que aprovecha su conocimiento en estética y mecánica corporal, aprendido mediante sus estudios de cosmetología, para ponerlo al servicio de una comunidad, a partir de la cual genera sus propios ingresos haciendo tratamientos faciales, y corporales. Su meta es llegar a un mercado menos doméstico como el actual y lograr contratos con empresas pues ha hecho a sus directores la propuesta de prestarle el servicio de prevención de riesgos profesionales, mediante órdenes de servicio; para lo cual requiere una silla masajeadora para realizar masajes relajantes que requiere. Su sueño es tener su propio centro de estética y de belleza en su propia casa y con ello lograr apoyar el bienestar de su familia. Su mayor desafío fue terminar sus estudios, pero ha contado con el apoyo de su madre y de sus familiares para lograr sacar adelante todo cuanto se propone. En la actualidad son muchos los sueños que quiere alcanzar, principalmente el de lograr estabilidad socioeconómica con su negocio para enfrentar los retos que debe asumir en el futuro.
Este es el primer financiamiento que hace a la Fundación Mario Santo Domingo con el cual comprará una silla masajeadora e insumos, lo cual servirá para iniciar la puesta en marcha de sus servicios empresariales, que son parte del éxito de esta inversión.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 463
    View loans »
    Colombia Loans Fundraising
  • $15,270,025
    Funds lent in using Kiva
  • 1,778.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Johanna Marcela to buy a massage chair and supplies for treatments.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 9, 2011
Listed
Aug 27, 2011
Currency Exchange Loss:
Covered
Ended:
Jul 15, 2012