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Immaculee is 31 years old and married with three children aged between 2 and 8 years old. Her carpentry business is well organized and well known. Her business hours are from 7 am until 7 pm every day except on Sunday. She has seven years of experience and she currently employs four people to help her.

Immaculee has requested a Kiva loan via Vision Finance Company in order to increase her business of carpentry by buying more wood to make goods such as chairs, doors and so on for sale. With any profits, Immaculee will reinvest in her business and save for the future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 92
    View loans »
    Rwanda Loans Fundraising
  • $13,450,325
    Funds lent in using Kiva
  • 590.0
    Rwanda Francs (RWF) = $1 USD