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Ulduzhon's Group
In this Group: Ulduzhon, Mahbubahon, Murodjon
Ulduzhon is the leader of this group. She is 28 and married to a constructor, whose monthly salary is 5000 soms. Together with her husband she is bringing up two daughters and a son; the daughters are at school and the son is preschool age (under seven).

Ulduzhon works as a teacher at school, and her monthly salary is 8000 soms. The family earns additional money by breeding cattle and reselling it at a higher price after it is fattened. At the moment they are raising seven bull-calves.

Ulduzhon applied for the loan because she needs additional funds for purchasing feed for cattle. In the future, with the profits gained from the business, she wants to purchase a car for the family.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.

MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 160
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,547,825
    Funds lent in using Kiva
  • 44.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Ulduzhon's Group's $1,125 loan helped a member to purchase feed for cattle.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 15, 2011
Aug 28, 2011
Currency Exchange Loss:
Apr 15, 2012