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Luis Antonio
Professor Luis Antonio works as a secondary school teacher and in the evening as a college professor. He used his previous loan to study for a Master’s Degree, which he still has not completed and so he wants to reinforce his knowledge to be able to provide his students with a better education. He will graduate this month.

His greatest dream in life is to manage to improve his family’s living conditions and he intends to do so through his efforts to improve his professional situation. Because of this, he’ll use the loan to buy a laptop and thus strengthen his current studies.
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El Profesor Luis Antonio trabaja como docente de secundaria y por la noche docente de educación superior, el crédito anterior fu utilizado para estudiar una maestría, a cual no ha finalizado y así reforzar sus conocimientos y poder brindar una mejor educación a sus alumnos, este mes es su promoción.

Su mayor sueño en la vida es lograr mejorar las condiciones de vida de us familia y eso lo hará a través del esfuerzo por mejorar su situación profesiona, por lo que el crédito será usado para la compra de una laptop y así poder reforzar sus estudios que cursa actualmente.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 110
    View loans »
    Nicaragua Loans Fundraising
  • $24,832,275
    Funds lent in using Kiva
  • 22.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Luis Antonio to buy materials for his master's degree.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 20, 2011
Aug 29, 2011
Currency Exchange Loss:
Feb 15, 2013