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This is 60-year-old Mohamed. He is married and has six children who are adults and now independent. His last child is 8 years old and is in primary school.

In 1972, Mohamed established a palm oil and garri (fermented cassava) business. Working seven days a week and nine hours a day, he earns about 1,200,000 Sierra Leone leones (Le) every month from this business. He would like a loan in the amount of Le 4,000,000. Mohamed hopes that this loan will enable him to increase his monthly profits by approximately Le 300,000. Mohamed has a very good loan repayment history. Mohamed requires a loan to buy drums of palm oil and some bags of garri for his business. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,417.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Mohamed to buy drums of palm oil and some bags of garri (fermented cassava) for his business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 3, 2011
Aug 27, 2011
Currency Exchange Loss:
May 16, 2012