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C9237 Abishyizehamwe Group
In this Group: Fidelite, Alain, Saidi, Florence, Ayida
Fidelite is 46 years old and is married with nine children. Her business is well-organized and is well known in this business of selling products such as:fruits and vegetables, beans, Irish potatoes etc. She is the team leader of this group which is called "Abishyizehamwe" in local language which means in English "Being together".

In the picture, Fidelite is the second person on the right side. Her business hours are from 7am until 6pm every day and she currently employs one person to help her. She has four years of experience in this business.

Fidelite and her team have requested a Kiva loan via Vision Finance Company in order to increase their businesses by purchasing large quantities of products such as: vegetables and fruits, beans etc for sale. With any profits, they will reinvest the profits in their businesses and save for their future. They will be also able to pay school fees for their children.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 92
    View loans »
    Rwanda Loans Fundraising
  • $13,450,325
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of C9237 Abishyizehamwe Group's $1,700 loan helped a member to purchase a large quantity of products such as: vegetables and fruits, beans etc for sale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 19, 2011
Aug 27, 2011
Currency Exchange Loss:
May 16, 2012