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Thou, 31 years old, lives in Prey Chor District in Kompong Charm province in Cambodia. She is married and has three lovely children, all of whom are enrolled in school.

Thou is a farmer who earns approximately $2 a day. She works hard to support her family. Her husband is a construction worker in the village where he earns about $3 a day.

Aside from these jobs, Thou and her husband would like to raise a cow but lack the money to do so. Thou is requesting a $600 loan from HKL to purchase a cow for the purpose of increasing her income.

Thou hopes that this loan will bring happiness to her family. In the future she wishes to send all of her children to study at the university.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 50
    View loans »
    Cambodia Loans Fundraising
  • $38,746,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Thou to purchase a cow.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jul 28, 2011
Sep 3, 2011
Currency Exchange Loss:
May 15, 2012