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34-year-old Saliciana is a very responsible and hardworking mother. She lives in a house she owns with her husband, 40-year-old Teofilo, and her three beloved children, whose quality of life she wishes to improve. In Saliciana's life, the green fields of her land have been a very pleasant place to work. Her parents taught her this kind of labor since she was very young, and now she owns her own land which she works on with great care and sacrifice. She has cacao, coffee and plantain crops and owns a total of 2 hectares of land. What she likes most about her work is to harvest her land, because that is how she feels that the months of hard work are rewarded by the quality of her produce. She has been in the business for 15 years and believes that the hardest part is transporting her crop from her farm to the stockpile centers located in the city of San Francisco.
With the requested loan she will purchase materials in order to finish setting up her house. In time, she hopes to save enough money to buy more land so she can leave it to her beloved children as inheritance. This will be her seventh loan with MFP and because of that she needs the support of the lenders in order to fulfill her goal. Furthermore, she is committed to making her repayments punctually and thankful for being a member of her communal bank. With the 3.000 nuevos soles she requested, she will purchase corrugated metal sheets, nails and wood planks.
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Saliciana, de 34 años, es una madre de familia muy trabajadora y responsable, vive en su casa propia junto a su esposo Teofilo de 40 años y sus 03 queridos hijos, a quienes desea brindar una mejor calidad de vida. Los campos verdes de su pradera han sido en la vida de Saliciana un lugar muy agradable para trabajar, desde muy pequeña sus padres le enseñaron esta labor y ahora ella tiene sus propias tierras en las que trabaja con mucho esmero y sacrificio, sus cultivos de cacao, café y frutos de plátano, poseyendo en total 02 hectáreas de terreno. Lo que más le gusta de su trabajo es cosechar sus tierras, ya que así siente que los meses de arduo trabajo le brindan como recompensa la calidad de sus frutos. Lleva 15 años realizando esta actividad y considera que lo más difícil es transportar sus cultivos desde su chacra hasta los centros de acopio situado en la ciudad de San Francisco. Con el crédito solicitado comprará materiales para terminar de acondicionar su vivienda. Con el tiempo, espera juntar el dinero suficiente para comprar nuevas tierras para luego poder heredarlos a sus queridos hijos. Este será su séptimo crédito con MFP y por lo cual necesita el apoyo de los financistas para llevar consigo su propósito, además se compromete en cumplir con el pago de sus cuotas puntualmente y esta agradecida por ser socia de su banco comunal. Con los tres mil nuevos soles solicitados, comprará calaminas, clavos y tablones.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 108
    View loans »
    Peru Loans Fundraising
  • $59,068,450
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Saliciana to purchase corrugated metal sheets, nails and wood planks for her house.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Aug 10, 2011
Aug 28, 2011
Currency Exchange Loss:
May 22, 2012