Ayna is Internally Displaced Person ( IDP ) from the Armenian-ocupied territory of Azerbaijan Gubadli. She settled with his family in Sumgait city. She is 42. She married and has 2 children. She lost her husband in war and she is the only breadwinner in family. Having borrowed the loan amount of $200 from Normicro in 2002 she built the grocery store. The second time she borrowed $500 and bought foodstuffs: sugar, tea, rice and etc.
She applies for the loan $800 to repair shop and to increase the food assortments.