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Vardan produces and sells furniture. He needs some new instruments to increase the quality of furniture. With the help of this loan, Vardan will be able to meet his clients' demand, as well as attract new clients. He will increase his working capital and develop his business further. This means a brighter future for Vardan and his family. Vardan lives with his wife and small child.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,072,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Vardan to pay for an instrument.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 2, 2011
Sep 1, 2011
Currency Exchange Loss:
Mar 15, 2012