This is 53-year-old Mohamed. He is married and has three children aged 27, 21 and 17. He has two additional dependents who live with him because they assist him with his business.
Mohamed inherited this business from his parents. Since his late father only taught him how to bake bread, he has successfully managed this business to provide a livelihood for his family for the past 20 years. Mohamed never attended school but he is the most popular baker in his community. Working seven days a week and 11 hours a day, he earns about 1,200,000 Leones (SLL) every month from this business.
He would like a loan in the amount of 5,000,000 SLL. He will use it to buy bread flour, 20 bags at 180,000 SLL, and wood for 500,000 SLL. He hopes that this loan will enable him to increase his monthly profits by approximately 300,000 SLL. In the future, Mohamed plans to expand his wife's business, educate his children, and build a house for his family. He thanks you for your support.
About the Association or Rural Development
The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.