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This is 37-year-old Ramatulai. She is divorced, and has one child who is 17 years old. She has one additional dependent who lives with her because she is her relative and she helps with her schooling. In 2006, Ramatulai established her slippers, clothing, shoes and soft drinks business. She began her business because she knows that she is not well educated and her husband who used to be very helpful to her abandoned her. She found this business to be her only option to support her child and dependent. Working six days a week and 12 hours a day, she earns about Le 900,000 every month from this business. She would like a loan in the amount of Le 3,000,000. Ramatulai requires a loan in order to improve her business. She hopes that this loan will enable her to increase her monthly profits by approximately Le 300,000. In the future, Ramatulai plans to educate her daughter to the university level. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 22
    View loans »
    Sierra Leone Loans Fundraising
  • $9,379,975
    Funds lent in using Kiva
  • 4,365.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Ramatulai to buy more clothing, slippers and drinks for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 3, 2011
Aug 25, 2011
Currency Exchange Loss:
Feb 15, 2012