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This is 39 year-old Fatmata. She is married, and has 3 children, aged 5, 9 and 12 years. She has one additional dependent, who lives with her because of schooling. In 1999, Fatmata established her groundnut business. She had been a backyard farmer and was able to access funds from her garden to begin trade in groundnuts. Working 7 days a week and 11 hours a day, she earns about Le 890,000 every month from this business.

She would like a loan in the amount of Le 4,000,000. Fatmata has already received and successfully repaid one loan, and now needs a new loan in order to buy 25 bags of groundnuts. She hopes that this loan will enable her to increase her monthly profits by approximately Le260,000. In the future, Fatmata plans to open another store to supply retailers and educate her children to the level they wish to attain. The rainy season and inflation are her business challenges. She gets her goods from Kamalo Village and inside Makeni city. She always travels twice a month by public vehicle to the village for her goods. She is very hardworking, honest and determined. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 2
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,365.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Fatmata to pay for 25 bags of groundnuts for her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 17, 2011
Aug 25, 2011
Currency Exchange Loss:
Jul 16, 2012