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Yonis Marel
Yonis Marel is 34 years old. He is a small-scale farmer of cassava and malanga (a native tuber). He is married and has three children. He lives together with his family in the community of La Concepcion, in the town of Patuca. He started out growing cassava and malanga with a little money that he earned working as a laborer. He managed to sow half a 'manzana' (one 'manzana' = 1.68 acres) of land and he obtained good results so he left his work as a laborer and started working full time on his farming. His work day starts at 6.00am and ends at midday. From time to time his children help him with some light tasks as they are still young. His wife also does this but she mainly does the household chores.

Yonis' advantage is that the crops that he grows are part of people's daily diet and so they are easy to sell. His disadvantage is that he doesn't have enough money to increase his growing area. Yonis needs this loan to buy urea, molasses and fungicides, and also to pay laborers to prepare his land for sowing. His goal is to apply technology to his farming so that he can become a big producer, provide his family with better living conditions and keep his children in school so that they can become professionals.

Yonis has been working with FAMA for three loan cycles and he has repaid his loans punctually. This has allowed him to obtain subsequent loans of increasing size.
View original language description ↓
Yonis Marel tiene 34 años edad, es agricultor en pequeña escala de Yuca y Malanga, es casado, tiene tres hijos, y junto a su familia reside en la comunidad de La Concepcion en el municipio de Patuca. Inició el cultivo de Yuca y Malanga con un poquito de dinero que se ganó trabajando como jornalero, y logró cultivar media manzana de tierra y esta le dio buen resultado, así que dejó de trabajar como jornalero para dedicarse a tiempo completo al cultivo. Su horario de trabajo comienza a las 6:00 am y culmina al mediodia y de vez en cuando sus hijos le ayudan con tareas que no son muy pesadas porque aun son pequeños y su esposa tambien lo hace pero se encarga mas de los quehaceres del hogar. Su ventaja es que los productos que cultiva son parte de la dieta alimenticia diaria y por eso son faciles de comercializar, su desventaja es que no cuenta con el suficiente dinero para incrementar el area de cultivo. El prestamo que Yonis solicita lo necesita para comprar urea, melaza, fungicidas y tambien para el pago de mano de obra por preparacion de la tierra a cultivar. Su meta es tecnificar su cultivo para asi convertirse en un gran productor y poder darle a su familia una mejor condicion de vida y que sus hijos sigan asistiendo a la escuela para que se hagan profesionales. Don Yonis tiene tres ciclos en FAMA y ha cancelado sus cuotas puntualmente, y eso le ha permitido obtener mas prestamos de mayores montos.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

About Honduras

  • $4,200
    Average annual income
  • 23
    View loans »
    Honduras Loans Fundraising
  • $8,153,025
    Funds lent in using Kiva
  • 18.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Yonis Marel to buy fungicides, fertilizers and molasses, and to pay laborers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 21, 2011
Listed
Aug 25, 2011
Currency Exchange Loss:
Possible
Ended:
Jun 16, 2012