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Marisela Del Carmen
Marisela is 34 years old and single. She has worked in the court system as a civil litigation clerk for the past year. Marisela is requesting her eighth loan so that she can buy a computer and pay the processing fees for her degree. Her previous loan was used solely to pay for the course that was required to defend her thesis. Now she wants to graduate and be sworn in as a certified attorney. This will allow her to practice her profession after sacrificing five years of study.
View original language description ↓
Marisela de 34 años de edad es soltera, labora para el Poder judicial como asistente de sala civil desde hace 1 año. Esta solicitando su 8vo credito con el objetivo de comprar una computadora y realizar el tramite de su titulo, pues con el credito anterior solo logro pagar el curso para defender el titulo, ahora quiere tramitarlo y hacer la juramentacion que le acreditara como abogada y le permitira ejercer la carrera que con tanto sacrificio cursó durante 5 años.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 134
    View loans »
    Nicaragua Loans Fundraising
  • $24,576,775
    Funds lent in using Kiva
  • 22.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Marisela Del Carmen to pay the processing fees for obtaining her law degree and to purchase a computer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 18, 2011
Aug 25, 2011
Currency Exchange Loss:
Sep 18, 2012