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Villa Santa Rosa Group
In this Group: Carmen Rosa, Clarisa, Maria Jesus, Yolanda Carmela, Segundina, Yolanda Aurora, Jhoselyn Patricia, Maria Janet, Jenny*, Dialu Marleny, Maria Felicita
* not pictured
The Communal Savings Bank “VILLA SANTA ROSA” is a group maD. up of 11 women who have diverse businesses.

Jhoselyn is an active member of this group. She is a 20-year old nursing student who currently lives with her parents, who are supporting her while she is in school. She has been selling beauty products for more than a year. Her business has enabled her to cover some of her school expenses such as transportation to her practical training. She is very close to completing her degree.

Jhoselyn would like to continue her education and eventually set up a pharmacy in her home. She will use this loan to purchase products such as powders, colognes and creams to sell. The communal savings bank “VILLA SANTA ROSA” thanks KIVA lenders. One of the group members, Jenny, does not appear in the picture because she had to work.
View original language description ↓
La Alcancía Comunal “VILLA SANTA ROSA” es un grupo unido que está conformado por 11 mujeres la cual realizan diversas actividades comerciales siendo Jhoselyn unas D. las socias activas.
Jhoselyn es una joven estudiante D. enfermería, tiene 20 años D. edad, donD. en la actualidad vive con sus padres la cual la apoyan en sus estudios, ella nos cuenta que se dedica a la venta D. productos D. belleza donD. lleva más D. 01 año dedicándose a dicha actividad, trabajo que le ha permitido cubrir algunos gastos D. su instituto como en pasajes para asistir a sus prácticas ya que nos manifiesta que le falta muy poco para que termine D. estudiar. El deseo D. Jhoselyn es D. seguir estudiando y posteriormente instalar una farmacia en su domicilio. Con el crédito solicitado piensa invertir en sus productos comprando talcos, colonias, cremas y otros productos en oferta. La Alcancía Comunal “VILLA SANTA ROSA” agradecen a los prestamistas KIVA. La señora Jenny no pudo estar presente por motivo D. trabajo.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 117
    View loans »
    Peru Loans Fundraising
  • $60,116,750
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Villa Santa Rosa Group's $2,625 loan helped a member to purchase colognes, powders, and creams.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 3, 2011
Aug 24, 2011
Currency Exchange Loss:
Jan 15, 2012