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Sum is 50 years old, and is a farmer. Her husband is a carpenter. She has five children, three are studying, one is working in the factory, and one more is selling fruit. Their income is $6 per day for each working member. Every month, she has to spend $90 on food, $5 on electricity, $5 on school fees, and $10 on other expenses. She would like to request a loan of $700 to buy fruit for her daughter to sell. She hopes her daughter’s career will start going well, and that she will be able to make a good income to support the family. She hopes to send the rest of her children to study in the university when they finish high school.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 42
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Sum to buy fruit for her daughter to sell.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 11, 2011
Aug 26, 2011
Currency Exchange Loss:
Dec 15, 2012