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Amkeni Group
In this Group: Katungu, Dunia, Kanyere, Chakupewa, Mulomba, Katungu, Kayombo, Kabuo, Busambi, Mang Betudre, Kizungu, Bake, Assani, Kaseene, Buhendwa, Kahindo, Mikano, Mulongo, Matiko
Matiko is an entrepreneur, and the leader of the Amkeni business group. She is 57 years old, married, and she has seven children still in school whereas others are already independent. Her husband is a retired veteran of the military. She sells potatoes at the central market of Virunga. As a secondary activity, she also sells cell phone units from her home.

She has been making a living from these activities for over 15 years. She obtained her first capital through the local tontine (a revolving savings fund) initiated by military wives of the area. She later received a small commission on the sale of a plot of land.

This new loan will allow her to buy five sacks of potatoes for resale. Her goal is to provide for her children’s tuition and have a house built for them.

She wishes to thank Hekima for helping poor women who are excluded from traditional banks. More importantly, she says that no one should ignore the gruesome conditions of military life and its impact on the families.
La cliente Matiko, leader du groupe d’affaire « Amkeni », est entrepreneur, âgée de 57 ans, mariée, mère de 7 enfants qui étudient tous et autres ont déjà leurs propres foyers. Elle est vendeuse des pommes de terre. Son mari est un Militaire, ancien combattant passionné (mise en retraite). Elle installe ses marchandises au marché central de Virunga. En outre, elle vend aussi des unités cellulaires d’appel à son domicile. Il y a 15 ans révolus qu’elle exerce ces petites activités génératrices de revenus de ce genre. Cependant, elle a eu son premier capital de la tontine initiée par les femmes de militaires dans le camp ; Plus tard, elle a reçu une petite commission issue d’une vente de parcelle. Ce nouveau crédit doit lui servir de s’approvisionner avec 5 sacs de pomme de terre à marchander. En plus, elle ambitionne scolariser ses enfants et construire une maison à ses enfants. La cliente remercie Hekima pour ses actions en faveur de pauvres femmes exclues de banque classique et surtout, dit-elle, nul n’ignore les conditions macabres de vie militaire et leurs familles.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 5
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,347,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Amkeni Group's $5,000 loan helped a member to buy five sacks of potatoes for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 11, 2011
Aug 19, 2011
Currency Exchange Loss:
Feb 1, 2012