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Shazia's Group
In this Group: Shazia, Shazia, Zarina Bibi, Bushra Bibi
Shazia is a married woman whose husband works in a travel agency. He offers his customers services related to Hajj and Umra, which are Muslim religious festivals.

Shazia has a job as a teacher in a nearby school. She is very talented in her profession and puts all of her effort into transferring her knowledge to her students.

She also operates a business of selling clothes to make extra income. She sells clothes to her neighboring clients. Due to her good collection of clothes she receives a good number of orders every month.

She is the mother of five children, all of whom are getting their education by attending school nearby.

She has applied for a loan from Kiva partner Asasah for the further expansion of her clothes-selling business. With the loan, she will buy clothes in bulk, which will allow her to offer more variety to her customers and increase her profits.

She has been operating her business for many years and is confident that this investment will be a profitable one for her.

Note: In the photo, the lady raising her hand is Shazia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 277
    View loans »
    Pakistan Loans Fundraising
  • $14,714,500
    Funds lent in using Kiva
  • 86.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shazia's Group's $925 loan helped a member to buy clothes for selling.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 17, 2011
Aug 24, 2011
Currency Exchange Loss:
Aug 15, 2012