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Karen Juliana
The Bienestar y Progreso ["Well-Being and Progress"] Communal Bank meets every fifteen days in Colorado, in the Montecristi canton. This region is known nationally and internationally for its rich pre-colonial culture and artistry. This is the home of the famous straw hats.

Here we meet Karen. She is 22, single, and lives in her parents' home. She is in her eighth semester of journalism at the Universidad Laica de Manta.

On top of her studies, our friend is a merchant. She sells Yanbal, Avon and Sayson products (beauty products, perfume and women's accessories). She works every day, since on top of selling in her neighbourhood, she also sells at the university to her classmates and acquaintances. She leaves her products on credit and charges every fifteen days. She has done this work for three years and it is going very well for her. Her biggest sellers are the creams, because they are very good.

This loan is for purchasing perfumes, creams, cosmetics and costume jewellery. She has been a member of the communal bank for two years and she likes it because the loans are fast.

Her dreams are to complete her studies and have a good job.
View original language description ↓
EL Banco Comunal Bienestar y Progreso que se reúne cada quince días en Colorado del Cantón Montecristi , conocido por su rica cultura pre colonial y por su artesanía a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

Aquí conocimos a Karen, tiene 22 años de edad, está soltera y vive en casa de sus padres, estudia el octavo semestre de periodismo en la Universidad Laica de Manta.

Además de dedicarse a sus estudios nuestra amiga se dedica al comercio, vende productos de Yanbal, Avon y Sayson (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja todos días ya que además de vender por el lugar donde vive también vende en la universidad a sus compañeras de clases y conocidos, deja sus productos a crédito y cobra cada quince días. Tiene tres años que se dedica a esta actividad y le va muy bien, lo que más vende son las cremas ya que son muy buenas.

Este crédito es para comprar perfumes, cremas, cosméticos y bisutería. Lleva dos años en el Banco Comunal y le gusta porque los créditos son rápidos.

Sus sueños son terminar sus estudios y tener un buen trabajo.

About Ecuador

  • $10,200
    Average annual income
  • 19
    View loans »
    Ecuador Loans Fundraising
  • $22,853,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Karen Juliana to purchase perfumes, creams, cosmetics and costume jewellery.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 8, 2011
Listed
Aug 24, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012