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Rosa Amparo
The “Damas de Agua Fría” (Ladies of Agua Fría) Communal Bank meets every two weeks in the Ayacucho parish in the Santa Ana canton. It is a place that is known for its beautiful fresh water thermal baths, which are a great tourist attraction in the canton and the same province.

Rosa is a founding member of the Communal Bank. She likes it because the interest is lower than in other lending institutions.

She is 40 years old, and she is in a common-law- marriage. They have three children; ages 18, 11, and 10. The children go to elementary school, high school, and the university. Her husband is a farmer.

She is a very good housewife. She has always been up to date on her children’s needs and those of the household. Her husband is a farmer, and he grows lemons and watermelons. He pays a salary to another person, and together they are in charge of the work and collecting the fruit to sell later. They sell to merchants who take the fruit to different markets in the city.

She wants to use the loan to buy a plot of land where she hopes to plant lemons. That way, in the future, she will be able to harvest this fruit, which sells for a very good price in season.

Her dreams are to see her children go to school and become professionals.
View original language description ↓
En la parroquia Ayacucho del cantón Santa Ana, lugar conocido por sus hermosos balnearios de agua dulce que son un gran atractivo turístico del cantón y la provincia misma, allí se reúne cada quince días el Banco Comunal Damas de Agua Fría.

La señora Rosa es socia fundadora del Banco comunal y le gusta porque los intereses son más bajos que en otras instituciones de crédito. Tiene 40 años de edad, mantiene una relación de unión libre de la cual tiene tres hijos de 18, 11 y 10 años los cuales estudian en escuela, colegio y Universidad. Su esposo se dedica a la agricultura.

Ella es una muy buena ama de casa que siempre ha estado al tanto de las necesidades de sus hijos y de su hogar, su esposo se dedica a la agricultura tiene cultivos de limón y de sandias, él junto a otra persona a quien le pagan un sueldo son los encargados de trabajar y de recoger los frutos para luego venderlos a comerciantes, los cuales llevan la fruta a distintos mercados de la ciudad.

Quiere utilizar el crédito para comprar un lote de terreno en el cual espera sembrar limón y así en el futuro poder cosechar esta fruta la cual en temporadas se vende a muy buen precio.

Sus sueños son ver que sus hijos estudian y sean profesionales.

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Rosa Amparo to buy a plot of land.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 8, 2011
Listed
Aug 24, 2011
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2012