Las Gaviotas Group
Mrs. Teresa says that this is the first cycle that she has worked with Pro Mujer, and she joined at the invitation of friends. She currently has a business selling chocolate, which she has done for two years. She learned this work from her husband.
The loan that she is now taking out is for the purchase of tools for making chocolates (molds and chocolate) from the distributor in Ceja. She will sell her products in the markets. This work allows her to generate an income to support her family where possible. She lives with her common-law husband.
When asked what she likes about Pro Mujer, she replies that she likes the health services.
La señora Teresa, indica que este es el primer ciclo que trabaja con Pro Mujer, ingresando por invitación de amigas. En la actualidad ella tiene un negocio de venta de chocolate, que viene trabajando hace dos años atrás, aprendiendo este oficio de su esposo.
El crédito que ahora sacará es para la compra de herramientas para la elaboración de chocolates (moldes y chocolate) que comprara de la distribuidora de la Ceja y lo comercializará en las ferias. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en concubinato.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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