Magsud is an Internally Displaced Person from the Lachin region located in the southeast part of Azerbaijan. He and his family were relocated to Lokbatan settlement in the suburbs of Baku as a result of Armenian-Azerbaijan military conflict over Garabakh. He trades fruits and vegetables near the marketplace. He wants to increase the volume of sales, invest more in the business and increase his income. He borrowed three previous loans from Normicro Baku branch. Now he applies again for $1400 to invest in business. $1200 of this amount will be funded by Kiva and the rest will be funded by Normicro.