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Lucia
Lucia was born in Cabo Delgado Province in northern Mozambique. She is widowed and has five children who all go to school. Lucia never attended school because she did not have enough money. She lives in her own house with her family and does not support anyone else.

She left her hometown looking for better living conditions. She has been a pensioner for more than seven years, receiving her husband's pension after his death in 2004. Her income is about 7,400 meticais per month; she uses the money for household expenses and saves some in her bank account (at BIM).

Lucia has never had loans from other banks. She learned about Hluvuku through a friend who is also a customer of this institution. This is her first Hluvuku loan, and she is asking for 20,000 meticais to buy construction materials for her home (beams, planks, sand, cement and other items) so she can continue building.

She intends to finish her house so she can make her family more comfortable, so she will ask Hluvuku for more loans.
View original language description ↓
Nasceu na provincia de Cabo Delgado, norte de Moçambique, viuva e mãe de 5 filhos dos quais todos frequentam a escola. Nunca frequentou a escola por falta de condições financeiras, vive na casa propria com a sua familia e não sustenta mais ninguem.

Saiu da sua terra natal a procura de melhores condiçoes de vida, é pencionista ha mais de 7 anos recebendo a sua pensão e a do marido após a sua morte no ano de 2004 ,e tem um rendimento de cerca de 7.400.00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria (BIM).
Nunca fez emprestimo noutros bancos, conheceu a Hluvuku atravez de uma amiga que tambem é cliente desta instituição. Este é o seu primeiro emprestimo na Hluvuku no valor de 20.000.00mt, com qual pretende comprar material de construção DE UMA CASA PARA HABITACAO(barrotes, pranchas, areia, cimento, e outros) para dar continuidade a sua obra.
Pretende concluir a sua obra para oferecer mais conforto a su familia, assim irá solicitar mais emprestimos a Hluvuku

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 112
    View loans »
    Mozambique Loans Fundraising
  • $2,802,350
    Funds lent in using Kiva
  • 26.5
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Lucia to buy home construction materials (beams, planks, sand, cement, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 1, 2011
Listed
Aug 19, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 18, 2012