She left her home town and came to Maputo in search of work. She has been a teacher for 16 years at the salt works' full primary school; she earns a monthly salary of 13,133.29MTs which covers her household expenses and leaves a little for her to save in her Millennium BIM bank account.
She has previously borrowed 30,000MTs from the Millennium BIM bank to start her project. She repaid this with ease. She heard about Hluvuku through a friend who is also a Hluvuku client. This is her third loan with this institution, for 20,000MTs, which Maria will use to buy building materials for her house (sand, beams, cement, iron, stone and other materials) in order to carry on with the work. Her previous loans were for 8,300MTs, 10,000MTs and 15,000MTs.
Maria wants to finish building her house and furnish it so that her family will be comfortable. She intends to apply for further Hluvuku loans for this purpose.
Saiu da sua terra natal para Maputo em missão de serrviço, é professora ha mais de 16 anos na escola primaria completa de salinas, e tem um salário de 13.133.29mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria (BIM).
Já fez emprestimo no BIM no valor de 30.000.00mt para dar inicio a sua obra,o qual conseguiu pagar sem dificuldades. Conheceu a Hluvuku atravez de uma colega que tambem é cliente desta instituição. Este é o seu terceiro emprestimo na Hluvuku no valor de 20.000.00mt, com qual pretende comprar material de constrção DE UMA CASA (areia, barrotes, cimento, ferro, pedra, e outros) para dar continuidade a sua obra. Os primeiros emprestimos foram de: 8.300.00mt, e 10.000.00mt, 15.000.00mt.
Pretende concluir a sua casa,mobiliar para melhor confortar a sua familia, assim irá solicitar mais emprestimos a Hluvuku.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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