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Maria H
Maria was born in Manhiça, in the southern Mocambican province of Maputo. She is a single mother of 3 children who all go to school. Maria started higher level studies but left without completing them due to other time pressures. She lives in her own home with her family and she does not support anyone else.
She left her home town and came to Maputo in search of work. She has been a teacher for 16 years at the salt works' full primary school; she earns a monthly salary of 13,133.29MTs which covers her household expenses and leaves a little for her to save in her Millennium BIM bank account.
She has previously borrowed 30,000MTs from the Millennium BIM bank to start her project. She repaid this with ease. She heard about Hluvuku through a friend who is also a Hluvuku client. This is her third loan with this institution, for 20,000MTs, which Maria will use to buy building materials for her house (sand, beams, cement, iron, stone and other materials) in order to carry on with the work. Her previous loans were for 8,300MTs, 10,000MTs and 15,000MTs.
Maria wants to finish building her house and furnish it so that her family will be comfortable. She intends to apply for further Hluvuku loans for this purpose.
View original language description ↓
Nasceu em Manhiça, provincia de Maputo, sul de Moçambique, solteira e mãe de 3 filhos dos quais todos frequentam a escola. Fez o nivel superior e parou por falta de tempo. vive na casa propria com a sua familia e não sustenta mais ninguem.
Saiu da sua terra natal para Maputo em missão de serrviço, é professora ha mais de 16 anos na escola primaria completa de salinas, e tem um salário de 13.133.29mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria (BIM).
Já fez emprestimo no BIM no valor de 30.000.00mt para dar inicio a sua obra,o qual conseguiu pagar sem dificuldades. Conheceu a Hluvuku atravez de uma colega que tambem é cliente desta instituição. Este é o seu terceiro emprestimo na Hluvuku no valor de 20.000.00mt, com qual pretende comprar material de constrção DE UMA CASA (areia, barrotes, cimento, ferro, pedra, e outros) para dar continuidade a sua obra. Os primeiros emprestimos foram de: 8.300.00mt, e 10.000.00mt, 15.000.00mt.
Pretende concluir a sua casa,mobiliar para melhor confortar a sua familia, assim irá solicitar mais emprestimos a Hluvuku.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 60
    View loans »
    Mozambique Loans Fundraising
  • $2,724,100
    Funds lent in using Kiva
  • 26.5
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Maria H to build a house (to purchase sand, beams, cement, iron, stone and other materials).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 1, 2011
Listed
Aug 19, 2011
Currency Exchange Loss:
Possible
Ended:
Sep 18, 2012