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Gulchehra is an honest and hard-working woman. She is a married and loving mother of three children. She is involved in cheese production. Her friend from Uzbekistan suggested this business to her, Gulchehra listened and successfully continues to run this business today. She buys about 500 liters of milk every day and produces 100 kilograms of cheese. Her husband helps her with this business. She tries very hard to make sure that her children attend good, prestigious schools. Gulchehra is requesting a loan in the sum of $2400 for the purchase of equipment and milk. She wants to thank Kiva and Kiva creditors in advance for the support and mercy.
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Гулчехра честная, добросовестная и трудолюбивая женщина. Она замужем и любящая мать 3 детей. Она занимается производством сыра. Этот бизнес ей предложила её подруга из Узбекистана, она прослушивалась ей и успешно продолжает до сегодняшнего дня. Каждый день он покупает около 500 литров молока, и производят 100 кг сыра. Её муж помогает ей в данном бизнесе. Она очень старается, чтобы её дети учились в хороших престижных школах. Гулчехра запрашивает займ в размере 2400$ США для покупки оборудование и молока. Она хочет заранее благодарит Кива и Кива кредиторы за поддержку и милосердие.

More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit:

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 105
    View loans »
    Tajikistan Loans Fundraising
  • $29,896,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,400 helped Gulchehra to purchase equipment and milk.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 12, 2011
Aug 18, 2011
Currency Exchange Loss:
Jan 15, 2013