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Ritchel is 29 years old and lives in Bañadero, Ozamiz City. She is married with two children.
Ritchel has a mini grocery business and earns approximately 4,000 PHP each month doing this type of work. She has a requested a loan of 35,000 PHP to purchase grocery stock for her store.
Ritchel has been a member of Kiva partner, PMPC, for one year. In the future, she hopes to improve her living conditions and enlarge her store.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1397
    View loans »
    Philippines Loans Fundraising
  • $59,123,575
    Funds lent in using Kiva
  • 42.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Ritchel to purchase grocery stock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 11, 2011
Aug 22, 2011
Currency Exchange Loss:
Sep 15, 2012