Ritchel is 29 years old and lives in Bañadero, Ozamiz City. She is married with two children.
Ritchel has a mini grocery business and earns approximately 4,000 PHP each month doing this type of work. She has a requested a loan of 35,000 PHP to purchase grocery stock for her store.
Ritchel has been a member of Kiva partner, PMPC, for one year. In the future, she hopes to improve her living conditions and enlarge her store.
About Paglaum Multi-Purpose Cooperative
Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.
In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.