Maria has been a merchant for 11 years, having established a general store in which she continues to introduce a great variety of products, hoping for better sales. At the outset, she did this with money she had saved.
Maria is the mother of 3 children and she has had to pay for their studies, since she can't count on assistance from their father. It is difficult but one has to learn how to forge ahead for the family.
Maria has received various loans with Afodenic, a great satisfaction for her, since she has achieved equilibrium in sales and has acquired steady customers.
Today, with this new loan, Maria will invest in new products to continue augmenting sales – items such as basic grains, Coca Cola products, sweets, chicken, meat, and dairy products among others.
Doña Maria es comerciante desde hace once años, puso una pulperia, en el cual ha venido introduciendo mas productos de variedad, para obtener mejores ventas. al iniciar lo hizo con dinero ahorrado.
Es madre de tres hijos, el cual ha tenido que apoyarlos en sus estudios, ya que no cuenta con la ayuda del padre. Es dificil, pero uno tiene que aprender a salir adelante por su familia.
Maria lleva varios prestamos en Afodenic, el cual ha sido para ella, de gran sastifaccion, ya que ha logrado, el equilibrio en sus ventas, captacion de sus clientes.
Hoy con este nuevo prestamo invertira en la compra de productos para seguir aumentando las ventas, en la compra de granos basicos, productos de la coca cola, golosinas, pollo, carne, productos lacteos entre otros.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.