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Carmen, 55, lives with her husband Roberto, 48, and her 17 year old daughter who is in school. Carmen has a small store in her home, which has stayed open thanks to her work and dedication. For her the customers come first, which is why she always tries to take care of them with a smile and a friendly attitude. Her dream is to see her business flourish to where she has a lot of customers and they always find what they are looking for. She would like to be able to satisfy a larger demand in order to increase her sales and income so that she can give her family a different reality. This has motivated her to request a loan from INTEGRAL to invest in the purchase of items for her store like oil, rice, beans, sugar, snacks, detergent, sweet rolls, etc that will help her achieve her dream. She has full confidence that she will get good results that will allow her to reach the quality of life that she wants.
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Carmen de cincuenta y cinco años de edad, habita en su casa con su esposo Roberto de 48 años de edad y su hija de 17 años la cual se encuentra estudiando. Carmen posee una pequeña tienda en su hogar de residencia, la cual ha logrado mantener activa gracias a su trabajo y dedicación en la misma. Para ella lo más importante son sus clientes razón por la cual siempre trata de atenderlos con una sonrisa y con mucha amabilidad. Su sueño es ver su negocio florecer en donde muchas personas la visiten y siempre encuentren lo que buscan es decir poder satisfacer a una mayor demanda. Todo esto con el fin de aumentar su nivel de ventas y de ingresos para poder dar a su familia una realidad diferente. Esto la ha motivado a solicitar este crédito a INTEGRAL con el objetivo de invertir en la compra de más artículos de tienda como: aceite, arroz, frijoles, azúcar, golosinas, detergente, pan dulce, etc. que le permitan lograr su sueño. Tiene plena confianza que logrará buenos resultados que le permitirán accesar a la calidad de vida que ella desea.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 608
    View loans »
    El Salvador Loans Fundraising
  • $28,030,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Carmen to buy oil, rice, beans, sugar, snacks, detergent, sweet rolls, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 18, 2011
Aug 22, 2011
Currency Exchange Loss:
Feb 15, 2012