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Karla Verónica
Karla Verónica is 20 years old and lives with her son and her life partner. She has a beauty salon that is well-known in the place where she lives. Karla has many customers who request makeovers, haircuts, coloring, make-up, and other services. The quality of her work is unequaled. People prefer to do business with her because she provides good service and always welcomes her customers happily with a smile on her face. In addition, her prices are very affordable. Karla always tries to keep up with seasonal trends and is currently investing her time in seminars. She is a young woman with dreams, but there is no mountain too high that she isn't willing to climb.

For this reason, Karla Verónica is requesting a loan from Apoyo Integral so that she can buy dyes, cosmetics, combs, shampoo, and other supplies. She is confident that her work will give her the opportunity to provide her family with a better quality of life.

View original language description ↓
Karla Verónica de veinte años de edad vive con su compañero de vida y su hijo. Ella posee una sala de belleza muy famosa en el lugar donde residen se ha hecho de mucha clientela pues ella realiza los mejores cortes, tintes, maquillajes entre otros tiene una calidad de trabajo inigualable y la gente la prefiere porque da buen servicio siempre los recibe muy contenta con una sonrisa en el rostro además los precios son muy accesibles; ella trata siempre de estar atenta a las tendencias de la época y se actualiza con seminarios en los que ella invierte, Karla Verónica es una joven de sueños para ella no hay montaña tan alta, siempre quiere alcanzar la cima, es por eso que le solicita a INTEGRAL un crédito que le permita comprar tintes, cosméticos, peines, shampo entre otros. Karla Verónica tiene confianza que su trabajo le dará la oportunidad de darle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 655
    View loans »
    El Salvador Loans Fundraising
  • $26,126,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Karla Verónica to buy dyes, cosmetics, combs, shampoo, and other supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 10, 2011
Aug 24, 2011
Currency Exchange Loss:
Jun 15, 2012