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Gaviotas Group
In this Group: Betzabe Claudia , Andrea, Iris Del Rocio , Juana , Barbara Janeth, Luzmilda , Rosa, Isabel
The “Gaviotas” (Seagulls) Communal Bank will begin their second cycle with Pro Mujer as part of the Cascada regional office. It is comprised of eight members, and it is managed by a board. Betzabe is the head of the board. The members of the communal bank have varied businesses. Among the businesses that they have are selling cell phones, selling stuffed animals, selling food, selling weavings, selling cleaning products, selling novelty items, a neighborhood store, and a store of decorative moldings done in stucco.

Betzabe indicates that this is the fifth month that she has worked with Pro Mujer, which she joined because of a brochure. She currently has a business selling novelty items. She gets them according to the season.

The loan that she will get now is to increase her capital (buy novelty items). She will buy them in Oruro and La Garita. She will later sell them at the 16 de Julio market. This type of work allows her to generate resources to support her family as much as possible. She is in a common-law-marriage, and she has three children.

When asked what she likes about Pro Mujer, she said that she likes the health services.
View original language description ↓
La A.C. “GAVIOTAS” iniciará su segundo ciclo en Pro Mujer, como parte del Centro Cascada, está compuesta por ocho integrantes y está dirigida por una mesa directiva encabezada por la señora Betzabe. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: venta de celulares, venta de peluches, venta de comida, venta de tejido, venta de productos de aseo, venta de artículos de novedad, tienda de barrio, tienda de estuquería.

La señora Betzabe, indica que esta es el quinto mes que trabaja con Pro Mujer, ingresando por medio del folleto. En la actualidad ella tiene un negocio venta de artículos novedosos, que adquiere según la temporada.

El crédito que ahora sacará es para aumentar su capital (compra de artículos de novedad), que comprara de Oruro y de la garita y posteriormente lo venderá en la feria 16 de julio. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en concubinato y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 225
    View loans »
    Bolivia Loans Fundraising
  • $31,480,250
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Gaviotas Group's $2,775 loan helped a member to buy novelty items.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 16, 2011
Aug 22, 2011
Currency Exchange Loss:
Feb 15, 2012