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Mayra Jannet
Mayra Jannet, 31, is single living with her two children who are 12 and 10 years old in Chillanes Canton, Bolívar Province.

The “Nueva Unión” (New Union) communal bank is located in San José del Tambo Parish belonging to Chillanes Canton. The members of this communal bank are farmers, especially of corn, cocoa beans, rice, oranges, bananas and coffee.

Mayra Jannet grows cocoa beans and oranges. She makes her purchases and her sales at the San José del Tambo market every weekend.

She requests the loan to buy farming supplies: fertilizers and manure, for her crops. The loan will help her meet her economic needs and improve her farming activities. She faces challenges like the drop in price of the products she sells as well as dealing with middlemen. Her dream is to have a house of her own. She enjoys going on outings with her children.
View original language description ↓
Mayra Jannet tiene 31 años de edad es soltera vive con dos hijos de 12 y 10 años en el Cantón Chillanes Provincia de Bolívar.

La V.R.C NUEVA UNION se encuentra ubicada en la parroquia San José del Tambo, perteneciente al cantón Chillanes, los miembros de esta ventanilla se dedican a la agricultura, principalmente al cultivo de maíz y cacao, arroz, naranja, plátano, café.

Mayra Jannet se dedica al cultivo de cacao y naranja. Compra y vende sus productos en el mercado de San José del Tambo cada fin de semana.

Solicita el crédito para compra de abonos e insumos, fertilizantes, abonos agrícolas, para sus cultivos. El crédito le servirá de apoyo para suplir sus necesidades económicas y mejorar sus actividades agrícolas. Enfrenta desafíos como la caída de precios de los productos que comercializa, así como los intermediarios. Su sueño es tener casa propia.

Le gusta salir de paseo con los hijos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Mayra Jannet to buy farming supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jul 28, 2011
Aug 22, 2011
Currency Exchange Loss:
Aug 16, 2012