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Carlos Eduardo
Carlos Eduardo is 33 years old, single and living with his 13-year-old son in Chillanes Canton, Bolívar Province.

The “Nuevos Unidos” (New United Ones) communal bank is located in San José del Tambo Parish belonging to Chillanes Canton. The members of this communal bank are farmers, especially of corn, cocoa beans, rice, banana, oranges and coffee.

Carlos Eduardo farms corn, cocoa beans, rice, oranges, bananas, coffee, etc. He makes his purchases and sells his products at the San José del Tambo market every weekend.

He requests the loan to buy farming supplies: fertilizer and manure for his crops. The loan will help him meet his economic needs and improve his farming activities. The challenges he faces are drops in prices of the products he sells as well as dealing with middlemen. His five-year plan is to be able to buy a house to leave to his son.

He enjoys listening to music, going out and sharing pleasant moments with his son and friends.
View original language description ↓
Carlos Eduardo tiene 33 años de edad, es soltero, vive con el hijo de trece años de edad en el Cantón Chillanes Provincia de Bolívar.

La V.R.C NUEVOS UNIDOS, se encuentra ubicada en la parroquia San José del Tambo, perteneciente al cantón Chillanes, los miembros de esta ventanilla se dedican a la agricultura, principalmente al cultivo de maíz y cacao, arroz, naranja, plátano, café.

Carlos Eduardo se dedica al cultivo de maíz y cacao, arroz, naranja, plátano, café, etc. Compra y vende sus productos en el mercado de San José del Tambo cada fin de semana.

Solicita el crédito para compra de abonos e insumos, fertilizantes, abonos agrícolas, para sus cultivos. El crédito le servirá de apoyo para suplir sus necesidades económicas y mejorar sus actividades agrícolas. Enfrenta desafíos como la caída de precios de los productos que comercializa, así como los intermediarios. Su sueño de aquí a cinco años es poderse comprar una casa para poderle dejar a su hijo.

Le gusta escuchar música, salir y compartir momentos amenos junto a su hijo y amigos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 26
    View loans »
    Ecuador Loans Fundraising
  • $22,871,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Carlos Eduardo to buy farming supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 28, 2011
Listed
Aug 22, 2011
Currency Exchange Loss:
N/A
Ended:
Aug 16, 2012